(916) 813-2243
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No matter what type of loan you need, we're with you every step of the way.
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The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
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REFINANCING is easy with our professionals' help.
Home Purchase Loans and Refinance in Elk Grove, CA
Welcome to the official site of Sumer Home Loans. We are a full-service mortgage company based in Elk Grove, CA. We specialize in Home Purchase Loans and Refinance in Elk Grove. We also serve the surrounding cities in Sacramento County. Whether you are buying a home or refinancing in any of these zip codes: 95759, 95691, 95818, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes Sumer Home Loans unique is that we offer the following niche programs as well: down payment assistance, credit repair, home purchase, and home repair.
Contact Sumer Home Loans today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Recent Articles
Jan
21
2021
21
2021
Helpful Hints For Buying A New Condo From A Developer
2021 is greeting us with a surge of new constructions, especially condos. With the promise of amenities like swimming pools, a communal clubhouse, and done-for-you landscaping, buying a new condo attracts many eager buyers. Are you thinking about making an offer on a new condo...
2021 is greeting us with a surge of new constructions, especially condos. With the promise of amenities like swimming pools, a communal clubhouse, and done-for-you landscaping, buying a new condo attracts many eager buyers. Are you thinking about making an offer on a new condo...
Jan
13
2021
13
2021
What Are Origination Fees and Can They Be Avoided?
An origination fee is part of the multi-step process of getting a loan and includes the cost of processing the application, underwriting, and financing the loan. The lender may combine the fees into one charge or may list each one individually. Either way, origination...
An origination fee is part of the multi-step process of getting a loan and includes the cost of processing the application, underwriting, and financing the loan. The lender may combine the fees into one charge or may list each one individually. Either way, origination...
Jan
06
2021
06
2021
What Every Homebuyer Needs to Know About Home Sale Contingencies
A contingent offer is an offer that has been accepted with the final sale depending on meeting specific criteria. What sort of criteria? That's what this article will explain. Bookmark this reference if you're currently shopping for a home. And remember to send it to your friends, too! All...
A contingent offer is an offer that has been accepted with the final sale depending on meeting specific criteria. What sort of criteria? That's what this article will explain. Bookmark this reference if you're currently shopping for a home. And remember to send it to your friends, too! All...
Dec
30
2020
30
2020
Your Guide to Managing Your Credit Score
You've likely heard of the term "credit score," but how familiar are you with what it represents? Here is everything you need to become an expert at managing your credit. What's A Credit Score? A credit score is a three-digit number. It represents your credit history and tells the lender...
You've likely heard of the term "credit score," but how familiar are you with what it represents? Here is everything you need to become an expert at managing your credit. What's A Credit Score? A credit score is a three-digit number. It represents your credit history and tells the lender...
