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Welcome to the official site of Sumer Home Loans. We are a full-service mortgage company based in Elk Grove, CA. We specialize in Home Purchase Loans and Refinance in Elk Grove. We also serve the surrounding cities in Sacramento County. Whether you are buying a home or refinancing in any of these zip codes: 95759, 95691, 95818, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes Sumer Home Loans unique is that we offer the following niche programs as well: down payment assistance, credit repair, home purchase, and home repair.
Contact Sumer Home Loans today to discuss your mortgage loan options, and find out which loan program will best suit your needs.